Kate and ABTA warn local holidaymakers against travelling without the necessary insurance.
Ahead of the summer holidays, Kate Green is backing ABTA’s call to holidaymakers to take out travel insurance which covers their circumstances and the activities they are planning to do. This will avoid costly medical bills should something go wrong.
Breaking down the figures for the North West, one in four people reported travelling on some holidays completely uninsured in the past 12 months. One in five didn’t tell their insurance companies about pre-existing medical conditions or took part in activities without checking they were covered under the policy. An insurer can turn down a claim in either of these situations.
ABTA is also encouraging people who have travel insurance with their bank to check that it covers their requirements as there may be restrictions around age, health, destination and activities.
As many as one in three people from the North West travelled abroad in the past 12 months holidayed without the right cover, took part in activities which may not have been covered, or didn’t have any insurance at all, according to ABTA – The Travel Association.
The most common reason for not buying travel insurance was that people felt that the European Health Insurance Card (EHIC) would provide enough cover. While it is important to have an EHIC card when travelling in Europe, the EHIC only provides access to state medical care and does not include return to the UK if you are seriously ill.
While the average cost of a travel insurance claim is £1,296, the cost of medical treatment or a new return flight can run into thousands of pounds, leaving people vulnerable abroad. Without enough cover, many families are having to raise the money, with some resorting to crowdfunding.
Kate said: “It is simply not worth the risk to travel abroad without the right travel insurance. Going without any travel insurance, or having insurance which doesn’t cover your circumstances, could prove very costly if you were to fall ill or have an accident while on holiday.
“I’m encouraging my constituents to buy travel insurance now if they don’t already have it, and, if you do have insurance, to check before you travel that it covers the your circumstances and the activities you plan to do when you are away.”
Mark Tanzer, ABTA Chief Executive, said: “Every year we see cases of people falling into difficulty due to travelling without sufficient travel insurance. While many people are still choosing not to take out travel insurance at all, others are travelling unaware that their insurance policy is not protecting them as they expect.
He added “I would urge all holidaymakers to make sure they take out travel insurance and check that it covers their circumstances and holiday plans.”
For more tips on choosing the right travel insurance policy visit abta.com/travelinsurance